In-Hand Salary Calculator

In-Hand Salary Calculator (India)

In-Hand Salary Calculator India – Calculate Your Take-Home Pay

If you’re wondering how much of your salary actually reaches your bank account after deductions like EPF, TDS, and professional tax, you’re not alone. The In-Hand Salary Calculator helps you accurately estimate your net take-home salary in India.

What is In-Hand Salary?

In-hand salary (also called take-home pay) is the amount you receive after mandatory deductions such as Provident Fund (EPF), Professional Tax (PT), Income Tax (TDS), and other employer-specific deductions. It’s the actual salary credited to your bank account every month.

Why Use This In-Hand Salary Calculator?

  • Instantly calculate monthly and yearly take-home salary in ₹ (INR)
  • Customizable for deductions like EPF, PT, TDS, and more
  • Designed specifically for Indian salary structures
  • No signup, no ads – 100% free and fast

How to Use:

  1. Enter your gross monthly salary (as mentioned in your offer letter or payslip)
  2. Enter applicable deductions like EPF (usually 12% of basic), Professional Tax, TDS, and any other monthly deductions
  3. Click “Calculate” to instantly view your in-hand salary

Difference Between CTC and In-Hand Salary

Many employers advertise the CTC (Cost to Company) which includes various benefits and employer-side contributions. However, your in-hand salary excludes things like employer’s EPF, gratuity, and sometimes bonuses. Our calculator focuses only on what’s actually received monthly by you.

FAQs

Q. Does this calculator include bonuses or variable pay?

No, this tool calculates fixed monthly in-hand salary based on your inputs. You can manually include bonuses if they are part of your monthly payout.

Q. Can I use this for both private and government jobs?

Yes, this calculator works for any Indian salaried employee – private sector, PSU, or government.

Plan Your Finances Better

Knowing your exact in-hand salary is the first step toward smart budgeting, tax planning, and investment. Use this calculator before accepting a new job offer or planning a loan to avoid surprises later.

Try it above – it’s simple, accurate, and India-ready!