Mortgage Calculator

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๐Ÿ  Mortgage Calculator




๐Ÿ“Š Result

๐Ÿ“… Amortization Schedule

# Principal Paid Interest Paid Total Payment Balance

๐Ÿ  Free Mortgage Calculator India โ€“ EMI, Interest & Chart

Looking to buy a home? Use our free Mortgage Calculator to estimate your monthly EMI, total interest, and repayment schedule. Whether youโ€™re applying for a home loan or comparing interest rates, this easy tool gives you full clarity on your financial commitment.

๐Ÿ”ข What You Can Do with This Calculator:

  • Calculate accurate monthly EMI based on loan amount, interest rate, and tenure
  • View the complete amortization table month-wise or year-wise
  • Understand principal vs interest breakdown with an interactive chart
  • Switch between monthly or yearly terms with one click
  • Copy and share your results with a simple link

๐Ÿงฎ How Mortgage EMI is Calculated

The EMI (Equated Monthly Installment) is calculated using this formula:
EMI = [P ร— r ร— (1 + r)^n] / [(1 + r)^n โ€“ 1]
Where:

  • P = Loan Amount
  • r = Monthly Interest Rate
  • n = Total number of months

๐Ÿ“Œ Why Use This Mortgage Calculator?

Unlike basic EMI tools, this calculator provides a complete view of your repayment journey. Whether you’re a first-time home buyer or refinancing an existing loan, this tool helps you plan better.

๐Ÿ“ค Share or Save Your Calculation

After calculating, click the ๐Ÿ”— Copy Shareable Link button to save your configuration or send it to your family, broker, or banker. The link opens the calculator with all your values prefilled.

๐Ÿ“ˆ Visualize Your Loan with Charts

A color-coded doughnut chart shows you the split between principal and interest โ€” giving you instant clarity about the cost of borrowing.

Try the calculator now and make smarter, informed home loan decisions in seconds!