Simple ROI Calculator – Calculate Total & Annual Gains Instantly
This Simple ROI Calculator helps you quickly evaluate how much profit you’ve made on an investment. It calculates total ROI, total gain, and annual gain using straightforward math—no compounding involved. Ideal for fixed return plans, P2P lending, or any investment with linear growth over time.
🧮 What is Simple ROI?
Simple ROI (Return on Investment) is a basic financial metric used to measure the profitability of an investment. It is calculated by comparing the gain or loss relative to the original amount invested, without considering compounding.
📊 Simple ROI Formula
The formula to calculate Simple ROI is:
Simple ROI (%) = \( \left( \frac{\text{Final Value} – \text{Initial Investment}}{\text{Initial Investment}} \right) \times 100 \)
Total Gain = \( \text{Final Value} – \text{Initial Investment} \)
Annual Gain = \( \frac{\text{Total Gain}}{\text{Investment Duration (in years)}} \)
📘 Example Calculation
Suppose you invested ₹100 and received ₹2000 after 5 years. The calculations would be:
- Total Gain = ₹2000 − ₹100 = ₹1900
- Simple ROI = \( \left( \frac{1900}{100} \right) \times 100 = 1900\% \)
- Annual Gain = ₹1900 / 5 = ₹380 per year
📈 Use Cases
- Fixed deposits
- Government bonds
- Peer-to-peer lending
- Basic investment comparisons
🛠️ How to Use This Calculator
- Enter the initial investment amount
- Enter the final value you received after investment period
- Enter the duration in years
- Click Calculate to see total ROI, gain, and annual linear return
📎 Note:
This calculator does not account for compounding interest or inflation. If you’re comparing investments over time with interest reinvested, use a compound ROI calculator instead.
Frequently Asked Questions (FAQ)
What is a Simple ROI Calculator?
A Simple ROI Calculator helps you quickly calculate the return on investment (ROI) by comparing your initial investment with the final value over a given period. It shows total gains, annual gains, and ROI percentage.
How do you calculate ROI manually?
ROI is calculated using the formula:
ROI (%) = [(Final Value – Initial Investment) ÷ Initial Investment] × 100.
This shows the percentage return on your investment.
Why should I use a Simple ROI Calculator?
You should use a Simple ROI Calculator to save time, reduce manual errors, and instantly understand your total and annual investment gains with a clear chart and table.
Can this calculator be used for any investment?
Yes, this calculator works for all kinds of investments like stocks, mutual funds, real estate, or business projects where you know the initial investment, final value, and duration.
🔁 Compare with Compound ROI
You can also try our Return on Investment (ROI) Calculator to see compound annual growth rates (CAGR) and compare how much faster your money grows with reinvested returns.